08755 · 08753 · 08757Weichert Realtors

Published October 18, 2026 in Market Update

One part of the Primary market is moving fast and over asking

By LORI DONNELLY
Real estate, Primary market

Freddie Mac put the 30-year fixed rate at 7.40% as of October 15, 2026. That is a three-year high. Most people hear that and assume every market slowed down. Not every ZIP code did.

These numbers cover the three months ending August 31, 2026, per the Real Estate Data Aggregator.

ZIP 07760: the fastest, highest-priced corner of the market

The Real Estate Data Aggregator counted 51 homes sold in ZIP 07760 in the three months ending August 31, 2026. The median sold for $2,475,000. That is up 39.3% from the same months of 2025.

ZIP 07760 at a glance, three months ending August 31, 2026
Median sale price
Up 39.3% from a year before
Median days on market
15 days shorter than a year before
Sale to list price
Up 7.6 points from a year before
Months of supply
Down 0.4 months from a year before
Homes sold above list
Up 25.3 points from a year before
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Nearly half of all homes in 07760 sold above asking price, per the Real Estate Data Aggregator. A year ago, that share was 25.3 points lower. Buyers there are competing hard, even at these prices and this rate.

1.5 months of supply means sellers hold most of the cards. There are simply not enough homes for the buyers who want them.

Average sale-to-list price in ZIP 07760, three months ending August 31, 2026
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

How 07760 compares with the rest of the Primary market

Across all 20 ZIP codes, the Real Estate Data Aggregator counted 2,403 homes sold and 2,079 for sale in the three months ending August 31, 2026. That is a much bigger pool, with more varied results.

ZIP 07760 vs. two other active ZIPs, three months ending August 31, 2026
077600774607751
Median sale price$2,475,000$927,500$844,500
Median days on market151620
Sale to list price104.1%103.5%103%
Homes sold above list49%63.9%70.7%
Months of supply1.51.92.4
Real Estate Data Aggregator, three months ending August 31, 2026. Lower days and supply favor sellers; higher sale-to-list and above-list share show buyer competition.

ZIP 07746 and 07751 also sold above list price, per the Real Estate Data Aggregator. In 07751, 70.7% of homes sold above asking. That share jumped 26.3 points from a year before. These are not slow markets.

Not every ZIP is moving at the same pace

Some ZIPs tell a different story. The Real Estate Data Aggregator shows ZIP 08757 with 37 days on market, 3.4 months of supply, and a sale-to-list of 98.9% for the same period. Prices there dipped 0.6% from a year before.

Slowest markets by days on market, three months ending August 31, 2026
  1. 107760 – Rumson, NJ15 days
  2. 207746 – Marlboro, NJ16 days
  3. 308722 – Beachwood, NJ18 days
  4. 407733 – Holmdel, NJ18 days
  5. 508734 – Lanoka Harbor, NJ20 days
  6. 607751 – Morganville, NJ20 days
  7. 708724 – Brick, NJ20 days
  8. 808723 – Brick, NJ22 days
  9. 907728 – Freehold, NJ22 days
Real Estate Data Aggregator. Lower days on market means homes are going under contract faster.

What the national picture says, and why local still matters

The National Association of Realtors reported 3.99 million existing-home sales nationally in September 2026. Prices rose just 1.3% nationwide that month. That is a slow national pace.

Realtor.com reported for-sale listings growing nearly 7% year over year in the U.S. for the week ending October 10, 2026. More listings nationally does not mean more listings in every ZIP code here.

In ZIP 07760, new listings rose 60.6% from a year before, per the Real Estate Data Aggregator. More homes came to market, and buyers absorbed them fast. That is a local story the national numbers do not tell.

In short
  1. With Freddie Mac's 30-year rate at 7.40% as of October 15, 2026, buyers are paying more to borrow.
  2. Yet ZIP 07760 still sold in 15 days at 104.1% of list, with just 1.5 months of supply.
  3. Some parts of this market are not waiting for rates to drop.
  4. Others, like 08757 at 3.4 months of supply, have more room to breathe.
  5. One ZIP code can read very differently from the one next to it.

These numbers cover the three months ending August 31, 2026. One street can read differently from the whole ZIP code. If you want to know where your home sits in this picture, reply below.

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